Terms of Use
Updated 12 September 2026
Operator and scope
Centurium coordinates finance applications for referral to the underwriting partner and does not provide the funds. The lender makes credit decisions and issues final finance documents. These terms describe use of the website, application screens and borrower account. A facility agreement is separate from these website terms.
Information and applications
Website descriptions and illustrative examples help explain the available facility structures. They are not an unconditional offer of credit. An application requires lender assessment and any approval is subject to the lender’s written offer and its conditions. The five funding categories are enquiry options, not confirmation that the underwriting partner offers every category or amount. Supply accurate information and confirm that you have authority to act for the business and to provide information about other people.
Account access
Use your own authorised account and keep access details secure. Do not share a password, attempt to access another person’s records, interfere with the service or upload unlawful or malicious material. Contact the team if you suspect unauthorised account activity. The password recovery process requires you to enter your own new password.
Documents and correspondence
Upload evidence through the secure application or account flow. Keep a copy of documents important to your business. Messages and requests can be recorded against your application. A request for information, uploaded document or portal status does not by itself confirm that a review has passed or finance is approved.
Offers and acceptance
Before accepting an offer, read the agreement, principal, finance cost, total repayable, repayment schedule and any security or guarantee obligations. The underwriting partner issues the final documents. Follow the lender’s approved signing instructions; a portal acknowledgement does not replace any signature or acceptance the lender requires. Confirm that you have the required authority to act for the business and follow any additional signing requirements in the lender’s documents.
Payments and account records
Repayments are made to Centurium using the confirmed payment instructions for your facility. Repayment schedules and receipt records describe the facility account. A recorded transfer or payment is not itself an instruction to a bank. Confirm payment arrangements with the team and check the actual receipt of funds. Partial repayments or payout are treated under the agreement; early payment does not automatically waive finance costs or charges.
Service availability and changes
If a screen, upload or account record appears incorrect, contact the team before relying on it. Access can be affected by maintenance, technical faults or security controls. Use the contact number if the online service is unavailable. These website terms do not alter rights that cannot lawfully be excluded or change the lender’s separate agreement.
Contact and concerns
For questions or a concern about the service, call 1300 955 210 or use your borrower account. Explain the issue and the outcome you are seeking so the team can arrange a response. Do not rely on website information as a substitute for the lender’s written terms or instructions.